Valad Equity Portfolio (VEP)

The VEP approach (beginning with the first Clients of VPIA®) is one in which only Equities are invested. While cash that is not invested may be in a money market or Treasuries, the VEP is otherwise made up of exclusively of Equity Investments. Each VEP Client has a separately managed portfolio. It is the opinion of VPIA® that the VEP approach should reduce Risk below that of the SP500 with a substantial chance of Returns in excess of the SP500.